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Small business.
Big opportunity.

The Caary Business Mastercard® and spend management platform are built for you.

What is Caary?

Caary is a progressive fintech platform that delivers corporate credit and spend management tools for small and medium-sized enterprises in Canada.

We underwrite your business, not you. Build your business with zero personal liability.

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Accessible credit with no personal guarantees or personal credit checks.

 No annual fees, no FX fees and 1% cash back on all spend.

Virtual and physical cards with spend controls and accounting integration.

What our customers are saying…

“We can quickly generate virtual or physical cards as needed, which lets us simplify expense management. Caary comes at effectively no cost to our business as the cards themselves have no fees and the cash back element actually ends up reducing our overhead costs.”

Dave Gray

Director of Operations, Metrist

“Caary’s done a remarkable job by offering more features than I got from our major bank chain. Their online portal is easy to use and allows me to issue or cancel physical and virtual cards that link to the mobile wallets of my staff. Keep up the great work, Caary!”

Louie Katsis

Co-owner, Olympic Kitchens

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Get complete control over spending and automate your expense management

To be eligible to apply, you’ll need:

To be registered as a corporation in Canada (excluding Quebec).
$35,000+ average account balance in a business bank account.
$25,000+ annual spend on a credit card.

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Connect with the Caary team

Questions before you get started? Our customer success team is here to help.