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By entrepreneurs for entrepreneurs

Caary was founded by entrepreneurs for entrepreneurs. We understand the opportunities and challenges of owning your own business. With our advanced financial platform, we’ve applied key learnings to address the needs that small and medium-sized business owners face on a daily basis.

By entrepreneurs for entrepreneurs

Caary was founded by entrepreneurs for entrepreneurs. We understand the opportunities and challenges of owning your own business. With our advanced financial platform, we’ve applied key learnings to address the needs that small and medium-sized business owners face on a daily basis.

More than just a
credit card

We’re on a mission to transform credit and spend management for small and medium-sized businesses. That’s why our financial platform is designed to put power and time back in your hands, so you can focus on growing your company.

Corporate cards
• No personal guarantees or credit checks
• No-fee cards
• 1.5% instant cash rewards
• No foreign exchange fees

Spend management
• Unlimited virtual cards
• Centralized control and visibility

Expense management
• Receipt capture
• Accounting integration
• Mobile app for cardholders

Corporate Cards
• No personal guarantees
• No credit checks
• No-fee cards
• 1.5% instant cash rewards
• No foreign exchange fees

Spend Management
• Unlimited virtual cards
• Centralized control and visibility
Expense Management
• Receipt capture
• Accounting integration
• Mobile app for cardholders

Our team

John MacKinlay
CEO

John is a 25-year veteran of the investment, financial services and technology space. Prior to joining Caary, he held executive roles at PwC and IBM and served as an advisor to National Australia Bank and OMERS.

Steve Apostolopoulos
Co-Founder

Steve is the Managing Partner of Triple Group of Companies (TGC); the Co-Founder and Chief Development Officer of Triple Properties; and the founder of Six Ventures Inc., a private equity and venture investor.

Jason Sawyer
Co-Founder

Jason is a veteran of the alternative investment business and currently General Manager of Access Alternative Group S.A., a Nassau, Bahamas based venture investment and advisory firm that has led and maintains investments in early-stage companies.

Sabrina Pilbauer
Chief Financial Officer

Sabrina is a seasoned finance and business leader. She was an external expert with the International Monetary Fund, led the financial operations function for the Bank of Canada, and held leadership positions at Bank of America.

Salil Vijay
Chief Product Officer

Salil is a product and business growth leader with more than 15 years with HSBC, AMEX, CIBC and RBC. He specializes in product development, P&L management and market share growth in credit cards and retail lending products.

Pat Finerty
Chief Strategy Officer

Pat is a senior executive with experience in software, consulting and a number of start-ups. Over 25 years, Pat has experience in Artificial Intelligence, Data, Partnerships, Go to Market Strategy and has operated as a board member, investor and management consultant.

Khurram Khalil
Chief Operating Officer

Khurram is a 20-year veteran of the technology and financial sector. He had a successful career in technology with Oracle and SAP and has held executive roles with Manulife, Scotiabank, CIBC and Meridian Credit Union.

Chris Whyte
Chief Risk Officer

Chris is a senior executive specializing in risk, fintech, digital transformation and credit risk management. He has spent over 30 years leading change and innovation as a senior executive.  

Dan Budreau
Chief Revenue Officer

Dan is a B2B payments leader with more than 18 years’ experience at American Express. He is an acquisition specialist who maximizes sales and marketing through an omnichannel approach.